数理统计在现代家庭生活理财中的应用.doc

数理统计在现代家庭生活理财中的应用

摘要：近年来，随着改革开放的不断加深，经济的飞速发展，我国人民的生活水平已经有了很大的提高.在满足日常生活需要的同时，人们手中也逐渐有了剩余资金.为此，利用自己所拥有的剩余资金进行进一步投资赚取额外收入也就成了每个人的愿望，理财因此也成了人们日常生活中的热门话题.现实生活中关于家庭理财的信息资料虽然不少，但大多数资料基本上都是为某个或某类理财产品进行广告宣传，带有比较大的蒙蔽性.此外，关于家庭理财的资料在种类和内容上比较繁杂，对与非专业人士来讲在选择上就有些困难.本文将针对一般投资者所遇到的问题进行探讨,从数理统计的角度对投资收益和投资风险进行分析,提供投资分配方案以供一般投资者参考使用.
关键词：数理统计应用;家庭理财;理财.

The Application of Mathematical Statistic in Modern Family Life Managing Finances

Abstract：In recent years, with the continuous deepening of reform and opening, the rapid economic development, The people's standard of living have been greatly improved in our country. To fulfil the needs of daily life, people have gradually the surplus funds. Therefor, using their surplus funds to earn additional income become everyone's desire, financial management so people has become a pop topic in daily life. Although information of true-life family managing finances is many, the most of the information is basically advertising for a certain types of financial products, with a larger fool property. In addition, the information of family managing finances in the type and content is comparatively miscellaneous, so that it is difficult for nonprofessional investor to select the information. This paper will explore to the problems encountered by general investors, and analyse investment income and investment risk follow perspective of mathematical statistics, and to provide investment allocation scheme for general investors of the use of reference.

Key words: Application of mathematical statistics;Family financial management;Financial management