中国银行xx分行国际贸易融资现状与存在的问题分析毕业论文.doc
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中国银行xx分行国际贸易融资现状与存在的问题分析毕业论文,摘要在经济全球化和银行同业竞争日益激烈的今天，国际贸易融资方式已在世界范围内被广泛应用。而我国该项业务起步较晚，发展水平也远远落后于欧美发达国家。管理粗放、风险意识薄弱、授信额度不统一等问题为银行带来了巨大的融资风险，也严重制约了我国国际贸易的发展。因此探索防范国际贸易融资风险的对策已迫在眉睫。首先介绍了国际贸易融资的...
内容介绍
此文档由会员 白痴学东西 发布
摘 要
在经济全球化和银行同业竞争日益激烈的今天，国际贸易融资方式已在世界范围内被广泛应用。而我国该项业务起步较晚，发展水平也远远落后于欧美发达国家。管理粗放、风险意识薄弱、授信额度不统一等问题为银行带来了巨大的融资风险，也严重制约了我国国际贸易的发展。因此探索防范国际贸易融资风险的对策已迫在眉睫。
首先介绍了国际贸易融资的相关理论，包括国际贸易融资的概念、特点、方式及其在银行业务中的重要地位。然后结合中国银行xx市分行国际贸易融资业务的发展现状，对国际贸易融资风险的内外成因进行了细致的剖析，并提出了防范风险的几点建议。
关键词 商业银行 国际贸易融资 风险
Abstract
With the economic globalization and the increasingly intense competition among banks today, the international trade financing has widely been applied day by day in the worldwide range. But this service in our country starts lately, the level of development also by far falls behind the European and American developed countries, characterized by the rough management, weak risk consciousness and not identical credit lines. All these questions have brought the huge financing risks to the banks and also have seriously restricted international trade development of our country. Therefore, to explore countermeasures against risks in the international trade financing seems extremely urgent.
This article firstly introduced the concerned theories, including concept, characteristics, ways of international trade financing and its important status in bank services. Then carried on the careful analysis to the international trade financing risks inside and outside in light of the present development situation about international trade financing service in Jincheng Branch of the Bank of China. Finally, proposed several suggestions against these risks.
Key words commercial bank international trade financing risk
目 录
摘要...............................................................................................................I
Abstract…………………...................................................................................II
第1章 绪论.................................................................................................1
1.1研究背景................................................................................................1
1.2研究目的及意义....................................................................................2
1.2.1研究目的 .........2
1.2.2研究意义 3
1.3国内外研究现状....................................................................................3
1.3.1国外研究现状 3
1.3.2国内研究现状 4
1.4 研究方法与论文结构..........................................................................5
1.4.1 研究方法 5
1.4.2 论文结构 ..6
第2章 国际贸易融资相关理论..................................................................7
2.1国际贸易融资理论.................................................................................7
2.2 商业银行国际贸易融资风险管理理论...............................................9
2.2.1风险管理的起源及其发展 10
2.2.2巴塞尔资本协议与商业银行风险管理 .......................................10
2.3 商业银行国际贸易融资风险管理现状...............................................11
第3章 中国银行XX分行国际贸易融资现状与存在的问题分析...........13
3.1 中国银行XX市分行国际贸易融资现状...........................................13
3.1.1 中国银行xx市分行概况 13
3.1.2中国银行xx分行开展国际贸易融资业务的现状 ………14
3.2 中国银行XX分行国际贸易融资可能存在的风险.............................18
3.3中行XX分行贸易融资风险的成因分析..............................................20
3.3.1外部原因分析 21
3.3.2内部原因分析 .....….22
第4章 中国银行XX市分行国际贸易融资对策......................................26
4.1增强融资业务管理人员风险防范意识 26
4.2加强从业人员的培训 26
4.3 规范各项操作和管理制度 27
4.4建立切实可行的授信客户准入标准 27
4.5 建立事后监督及分析考核制度 28
4.6 完善国际贸易融资相关的法律制度 28
结束语..........................................................................................................29
致谢..............................................................................................................30
参考文献.......................................................................................................31
附录 1
附录 2
在经济全球化和银行同业竞争日益激烈的今天，国际贸易融资方式已在世界范围内被广泛应用。而我国该项业务起步较晚，发展水平也远远落后于欧美发达国家。管理粗放、风险意识薄弱、授信额度不统一等问题为银行带来了巨大的融资风险，也严重制约了我国国际贸易的发展。因此探索防范国际贸易融资风险的对策已迫在眉睫。
首先介绍了国际贸易融资的相关理论，包括国际贸易融资的概念、特点、方式及其在银行业务中的重要地位。然后结合中国银行xx市分行国际贸易融资业务的发展现状，对国际贸易融资风险的内外成因进行了细致的剖析，并提出了防范风险的几点建议。
关键词 商业银行 国际贸易融资 风险
Abstract
With the economic globalization and the increasingly intense competition among banks today, the international trade financing has widely been applied day by day in the worldwide range. But this service in our country starts lately, the level of development also by far falls behind the European and American developed countries, characterized by the rough management, weak risk consciousness and not identical credit lines. All these questions have brought the huge financing risks to the banks and also have seriously restricted international trade development of our country. Therefore, to explore countermeasures against risks in the international trade financing seems extremely urgent.
This article firstly introduced the concerned theories, including concept, characteristics, ways of international trade financing and its important status in bank services. Then carried on the careful analysis to the international trade financing risks inside and outside in light of the present development situation about international trade financing service in Jincheng Branch of the Bank of China. Finally, proposed several suggestions against these risks.
Key words commercial bank international trade financing risk
目 录
摘要...............................................................................................................I
Abstract…………………...................................................................................II
第1章 绪论.................................................................................................1
1.1研究背景................................................................................................1
1.2研究目的及意义....................................................................................2
1.2.1研究目的 .........2
1.2.2研究意义 3
1.3国内外研究现状....................................................................................3
1.3.1国外研究现状 3
1.3.2国内研究现状 4
1.4 研究方法与论文结构..........................................................................5
1.4.1 研究方法 5
1.4.2 论文结构 ..6
第2章 国际贸易融资相关理论..................................................................7
2.1国际贸易融资理论.................................................................................7
2.2 商业银行国际贸易融资风险管理理论...............................................9
2.2.1风险管理的起源及其发展 10
2.2.2巴塞尔资本协议与商业银行风险管理 .......................................10
2.3 商业银行国际贸易融资风险管理现状...............................................11
第3章 中国银行XX分行国际贸易融资现状与存在的问题分析...........13
3.1 中国银行XX市分行国际贸易融资现状...........................................13
3.1.1 中国银行xx市分行概况 13
3.1.2中国银行xx分行开展国际贸易融资业务的现状 ………14
3.2 中国银行XX分行国际贸易融资可能存在的风险.............................18
3.3中行XX分行贸易融资风险的成因分析..............................................20
3.3.1外部原因分析 21
3.3.2内部原因分析 .....….22
第4章 中国银行XX市分行国际贸易融资对策......................................26
4.1增强融资业务管理人员风险防范意识 26
4.2加强从业人员的培训 26
4.3 规范各项操作和管理制度 27
4.4建立切实可行的授信客户准入标准 27
4.5 建立事后监督及分析考核制度 28
4.6 完善国际贸易融资相关的法律制度 28
结束语..........................................................................................................29
致谢..............................................................................................................30
参考文献.......................................................................................................31
附录 1
附录 2
