金融服务贸易自由化对中国银行业的影响.rar
金融服务贸易自由化对中国银行业的影响,目 录内容摘要...................................................iabstract.....................................................................ii1 导言.....................
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原文档由会员 eleven8558 发布目 录
内容摘要................................................... I
Abstract..................................................................... II
1 导言................................................... 1
1.1 金融服务贸易自由化概述................................... 1
1.2 中国金融服务业对外开放的进程................................ 1
1.2.1 回顾历史................................................ 1
1.2.2 开放现状................................................ 1
1.2.3 开放前景............................................... 2
2 外资银行进入对东道国影响的国际经验..................................... 3
2.1 潜在收益............................................... 3
2.2 开放成本............................................... 3
2.3 比重指标.................................................. 3
3 外资银行进入中国对中国银行业的影响..................................... 4
3.1 积极影响........................................ 4
3.1.1 加快市场建设.............................................. 4
3.1.2 促进体制改革与完善....................................... 4
3.1.3 利于拓展海外市场......................................... 4
3.2 消极影响.................................................. 5
3.2.1 同业间竞争加剧......................................... 5
3.2.2 金融产品的竞争............................................ 5
3.2.3 服务手段的竞争...................................... 5
3.2.4 优秀人才的流失与争夺...................................... 5
3.2.5 金融服务市场的经营风险增加.............................. 6
4 外资银行进入对中国银行业的效应分析..................................... 6
4.1 中国开放银行业的短期收益分析............................... 6
4.1.1 短期收益即在短时期内受益.................................. 6
4.1.2 社会福利因素............................................ 7
4.2 中国开放银行业的长期收益分析............................... 7
4.2.1 竞争压力效应............................................... 7
4.2.2 技术转移效应........................................... 8
4.2.3 制度创新效应.......................................... 8
4.2.4 外资吸引效应.............................................. 8
4.2.5 产业竞争力提高效应...................................... 8
5 面对全球金融服务贸易自由化的趋势,应该遵循和采取以下原则和策略............ 9
5.1 对等互惠,适度保护............................................ 9
5.2 在外资金融机构的引入数量,结构和质量上,坚持适度,合理和择优的原则.......... 9
5.2.1 引入数量角度............................................... 9
5.2.2 引入结构角度............................................... 10
5.2.3 引入质量角度............................................. 10
5.3 循序渐进、逐步开放的原则....................................... 11
5.4 开放外资银行经营人民币业务的原则.................................. 11
5.4.1 在外资银行经营人民币业务方面应坚持先试点、后推广,循序渐进、稳步开放...... 11
5.4.2 建立和健全科学有效的市场准入机制和监管体系............................. 12
参考文献................................................ 13
附录:开题报告.......................................... 14
致谢............................................. 18
摘要:经济自由化和全球化已经成为当今世界经济发展不可抗拒的历史潮流,金融服务贸易自由化是世界经济自由化和全球化的一个重要方面。全球金融服务贸易自由化的加速发展,必将对整个世界特别是对发展中国家的经济和金融的发展带来巨大的影响。此文主要对中国金融服务业对外开放的进程进行研究、分析外资银行进入对东道国影响的国际经验和外资银行进入中国对中国银行业的影响。同时对外资银行进入对中国银行业的效应进行分析,提出面对全球金融服务贸易自由化的趋势,应该遵循和采取以下原则和策略。
关键词:金融服务;贸易自由化;外资银行;收益分析
Abstract: The economical liberalization and the globalization already become now the world economics to develop the irresistible historical trend, the financial service trade liberalization are the world economics liberalization and a globalization important aspect. The global finance service trade liberalization accelerates to develop, will certainly to be specially brings the huge influence to the entire world to the developing nation economy and the financial development. This article mainly conducts the research, the analysis foreign capital bank to the Chinese finance service industry opening to the outside world advancement enters to the host country influence international experience and the foreign capital bank enters China to the Chinese Banking industry's influence. Meanwhile enters to the foreign capital bank to the Chinese Banking industry's effect carries on the analysis, proposed facing the global finance service trade liberalization tendency, should follow and adopt following principle and the strategy.
Key Words: financial service trade liberalization foreign capital bank income analysis