我国财产保险市场发展探析.doc

我国财产保险市场发展探析

摘  要  改革开放以来，我国财产保险事业获得了广阔的发展空间和机遇，保监会的成立，为与我国社会主义市场经济发展相适应的财产保险监管体系的完善与发展打下了坚实的基础，而财产保险业风险评估与预警系统的建立，则进一步推动了我国财产保险事业的改革，有利于防范和化解财产保险业的风险，利于其稳健经营和业务发展。我国的财产保险业正在国家的大力支持和自身的不断完善中走出困境，但是仍存在一些制约我国财产保险业发展的内部和外部隐患。本文从我国财产保险市场发展的现状着手，重点分析目前存在的问题，并提出相应的发展对策，以便促进我国财产保险市场更好、更快的得到发展。
关键词    财产保险，供给，需求　　

ABSTRACT
Since the reform and opening up, China's property insurance business won wide development space and opportunities for the establishment of the circ, and with the development of China's socialist market economy ADAPTS to the property insurance supervision system and development has laid a solid foundation and property insurance risk assessment and the establishment of early warning system, further promoted the reform of property insurance business in China, to prevent and dissolve the property insurance risk, to its stable operation and business development. China's property insurance is national energetical support and improving their plight, but there are still some property insurance in the internal and external development. Based on the current situation of the development of property insurance market, focuses on the analysis of existing problems, and puts forward corresponding countermeasures, so as to promote the development of Chinese property insurance market development of better, faster.
Key Words：Property insurance  Supply  Demand