房地产价格上涨的原因、危害及对策--房地产毕业论文.doc

房地产价格上涨的原因、危害及对策--房地产毕业论文

【内容摘要】：近年来，我国房地产市场持续高速发展，作为国家支柱性产业之一，对国民经济的持续高速增长起到了重要作用。但是，由于我国房地产市场发展相对不成熟，房地产投资过热、房价收入比过高、房价涨幅过快等问题逐渐暴露出来，不少城市出现了房价增长幅度与城市经济发展水平不相符合、与城市居民收入水平不相协调的现象。从一方面来说，城市经济发展水平是房地产价格的“催化剂”；但是，从另一方面，房地产价格增长速度过快却会增加城市的生产、生活成本，阻碍城市经济的发展，降低城市的竞争力。
【关键词】：房地产市场 ； 城市；  房价；  增长

 [Summary]: In recent years, China's real estate market continues rapid growth, as countries one pillar industry of national economy has maintained rapid growth played an important role. However, due to the relative immaturity of
    China's real estate market, real estate investment overheating, price earnings ratio is too high, housing prices rose too fast and other problems gradually exposed, and many cities in the rate of house price growth and urban economic development level is not consistent with the income level of urban residents are not in harmony phenomenon. From the one hand, urban economic development is real estate prices "catalyst"; However, on the other hand,
Real estate price growth rates, but it will increase the city's production and living costs, impede the city's economic development, reduce the city's competitiveness.

目  录

1、房价上涨的成因分析 1
1.1 供需不平衡 1
1.2 城镇居民人均可支配收入的影响 2
1.3 通货膨胀因素 2
1.4 政策因素 2
1.5 投机因素 3
2、房价上涨产生的危害 4
2.1 抑制了居民的其他消费 4
2.2贫富差距大 4
2.3降低社会生产和资源配置效率 4
2.4 影响城乡统筹发展 4
2.5 降低城市的综合竞争力 4
3、缓解房价上涨的政策建议 5
3.1 抑制不合理住房需求 5
3.2逐步完善住房金融体系 5
3.3 控制住房贷款风险 5
4.总结 5
参考文献 6
致谢 7