电子商务支付系统的安全研究.doc

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电子商务支付系统的安全研究,全文44页约24000字论述翔实research and development on the security of e-payment system摘要:本文介绍了电子商务支付系统的概念、分类、基本框架信息流程及相应的安全技术,并详细介绍了这些常见的支付协议、系统模型,原理及应用,最后,本...
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电子商务支付系统的安全研究

全文44页 约24000字 论述翔实

Research and Development on the Security of E-Payment System

摘要:本文介绍了电子商务支付系统的概念、分类、基本框架信息流程及相应的安全技术,并详细介绍了这些常见的支付协议、系统模型,原理及应用,最后,本文在结合运用SSL与SET的基础上,提出了一种可行的安全方案,并编程模拟实现了一个完整的电子商务系统。

关键词:安全支付,网上银行,SET,SSL,身份认证,数字签名

ABSTRACT
With the development of Internet and the growth of E-Commerce, as one of the key activities of most commercial transactions, the role of secure and economical on-line payment on the Internet will, accordingly become more important. Providing customers with a secure way to buy goods over unsecured networks is a great challenge. In this research, we focus on the E-payment methods and security.
We first introduce the concepts of E-Commerce & E-Payment System, the security requirement of them, the history and the progress.
Comparing the commonality of E-Payment systems and the existing currency payment system, this thesis classified E-Payment systems: On-Line Credit Card Payment; Electronic Cash; Electronic Check; SmartCard(IC); and Micropayments etc.
The thesis explored the advantages and drawbacks of each major E-Payment systems; analyzed the applicable environment, also it is concerned with the specially condition of China, the special payment systems.
SET&SSL, the most common used methods now, are promising standard protocols that provide a way for customers to use their payment card over the Internet securely and confidently. The thesis presents the security mechanisms of them, and simulation models are used to make it clear.
At last, it proposes a solution method based on the SET&SSL protocol, and realizes it by developing a virtue E-Commerce system.


Key words: E-Payment E-Banking On-Line Credit Card Payment SET SSL

部分参考文献

[5] 蔡小虎,钱世德. 关于电子商务两大基本协议---SSL 和 SET的对比与分析,第十四次全国计算机安全学术交流会, 2001, 3.

[6] Paul-André Pays,Fabrice de Comarmond. An Intermediation and Payment System Technology, Sept. 2000

[7] 沈晓平. 电子商务的安全支付标准, 中国标准化(CAS), 2001, (8)

[8] 何宝宏, 中国特色的电子商务,第六届中国国际电子商务大会,2002, 4.

[9] Jim Miller (W3C / MIT). Payment & Security, 4th ACM Conference on Computer and sCommunications Security, Zurich, April 1997.

[10] Mark Berman、Glenn Scott、Caesar Samsi , Worldwide Technical Services Develpment Assets , Microsoft E_Commerce Solutions, April 1999