试析我国农业信贷的问题[外文翻译].rar
试析我国农业信贷的问题[外文翻译],tries to analyze our country farm credit the question内包含中文翻译和英文原文，内容完善，建议下载阅览。①中文页数5中文字数4161②英文页数8英文字数15109 ③ 摘要 小型金融机构提供房贷多样化的一个原因，是商业好处。通过贷款，...
该文档为压缩文件,包含的文件列表如下:
内容介绍
原文档由会员 郑军 发布
试析我国农业信贷的问题[外文翻译]
Tries to analyze our country farm credit the question
内包含中文翻译和英文原文，内容完善，建议下载阅览。
①中文页数5
中文字数4161
②英文页数8
英文字数15109
③ 摘要
小型金融机构提供房贷多样化的一个原因，是商业好处。通过贷款，与借款者建立更为长久的关系，同时增加在贷款的可能性，使得贷款期延长。因此，向土地和住房放贷，对于机构寻求机会扩大来和加强运作来说，有商业好处。
小型金融（机构）意味着为贫穷家庭提供数额非常小的贷款，来帮助他们去参与生产活动，或者扩大他们的小公司。经过一段时间，小型金融已经包括了一系列的服务：信贷、存款、保险等。我们开始意识到，穷人，特别是那些非常贫穷的人，他们缺乏与传统金融机构打交道的途径，而他们正急切需要金融服务。传统金融机构致力于提供标准化的信贷产品。穷人，和其他人一样，事实上迫切需要各种各样的金融工具来建立资产、稳定消费、保护自己免受风险侵袭。因此，我们看到，小型金融的定义正在不断扩大。我们当前面临的挑战是找到一个行之有效而且可靠的方法，提供更加多样化的金融产品。小型金融不仅仅扩大了信贷规模，而且对于那些急需资金来养活家庭的人扩大了信贷量。不能仅仅通过量来做评价，还要通过质量来评估。
One reason for the diversification of microfinance agencies into housing is commercial advantage. Another advantage is that the
longer repayment period associated with housing loans helps to draw the borrowers into a longer-term relationship with the
lending agency and increases the likelihood that further loans will be retaken. Thus, lending for land and housing has commercial
benefits for a microfinance industry seeking to extend its niche and strengthen performance.
Micro finance means providing very poor families with very small loans (micro credit) to help them engage in productive activities or grow their tiny businesses. Over time, microfinance has come to include a broader range of services (credit, savings, insurance, etc.)as we have come to realize that the poor and the very poor that lack access to traditiona lformal financial institutions require a variety of financial products.Traditionally micro finance was focused on providing a very standardized credit product.The poor, just like anyone else, (in fact need like thirst) need a diverse range of financialin struments to be able to build assets, stabilize consumption and protect themselves against risks. Thus, we see a broadening of the concept of micro finance--- our curren tchallenge is to find efficient and reliable ways of providing a richer menu of microfinance products. Micro Finance is not merely extending credit, but extending credit to those who require most for their and family’s survival. It cannot be measured in term of quantity, but due weightage to quality measurement. How credit availed is used to survive and grow with limited means.
④关键字
Tries to analyze our country farm credit the question
内包含中文翻译和英文原文，内容完善，建议下载阅览。
①中文页数5
中文字数4161
②英文页数8
英文字数15109
③ 摘要
小型金融机构提供房贷多样化的一个原因，是商业好处。通过贷款，与借款者建立更为长久的关系，同时增加在贷款的可能性，使得贷款期延长。因此，向土地和住房放贷，对于机构寻求机会扩大来和加强运作来说，有商业好处。
小型金融（机构）意味着为贫穷家庭提供数额非常小的贷款，来帮助他们去参与生产活动，或者扩大他们的小公司。经过一段时间，小型金融已经包括了一系列的服务：信贷、存款、保险等。我们开始意识到，穷人，特别是那些非常贫穷的人，他们缺乏与传统金融机构打交道的途径，而他们正急切需要金融服务。传统金融机构致力于提供标准化的信贷产品。穷人，和其他人一样，事实上迫切需要各种各样的金融工具来建立资产、稳定消费、保护自己免受风险侵袭。因此，我们看到，小型金融的定义正在不断扩大。我们当前面临的挑战是找到一个行之有效而且可靠的方法，提供更加多样化的金融产品。小型金融不仅仅扩大了信贷规模，而且对于那些急需资金来养活家庭的人扩大了信贷量。不能仅仅通过量来做评价，还要通过质量来评估。
One reason for the diversification of microfinance agencies into housing is commercial advantage. Another advantage is that the
longer repayment period associated with housing loans helps to draw the borrowers into a longer-term relationship with the
lending agency and increases the likelihood that further loans will be retaken. Thus, lending for land and housing has commercial
benefits for a microfinance industry seeking to extend its niche and strengthen performance.
Micro finance means providing very poor families with very small loans (micro credit) to help them engage in productive activities or grow their tiny businesses. Over time, microfinance has come to include a broader range of services (credit, savings, insurance, etc.)as we have come to realize that the poor and the very poor that lack access to traditiona lformal financial institutions require a variety of financial products.Traditionally micro finance was focused on providing a very standardized credit product.The poor, just like anyone else, (in fact need like thirst) need a diverse range of financialin struments to be able to build assets, stabilize consumption and protect themselves against risks. Thus, we see a broadening of the concept of micro finance--- our curren tchallenge is to find efficient and reliable ways of providing a richer menu of microfinance products. Micro Finance is not merely extending credit, but extending credit to those who require most for their and family’s survival. It cannot be measured in term of quantity, but due weightage to quality measurement. How credit availed is used to survive and grow with limited means.
④关键字
