中小企业融资方式与融资对策研究.doc
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中小企业融资方式与融资对策研究, research andcountermeasures of financeof small and medium-sized enterprise financing15700字摘要 ： 改革开放以来，随着经济的高速发展，中小企业对经济的促进作用逐渐受到重视。中小企业是我国市场经济中最...
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中小企业融资方式与融资对策研究
Research andCountermeasures of financeof small and medium-sized enterprise financing
15700字
摘要 ： 改革开放以来，随着经济的高速发展，中小企业对经济的促进作用逐渐受到重视。中小企业是我国市场经济中最具活力和生命力的民营企业，然而中小企业的发展现状却不是很理想，尤其是在经历了全球性的经济危机后，我国中小企业遭受了前所未有的危机和挑战。并且中小企业融资难已成为一个世界性难题，所以它已成为中小企业持续健康生存和发展的制约因素。研究我国中小企业的融资方式有助于我们全面、深刻地认识中小企业融资方式选择行为及其规律,更好地解决中小企业融资困难的问题，解决这一问题对促进中小企业的发展乃至整个经济发展有重大意义。
本文一共分为四个章节，第一章介绍了中小企业，融资以及融资方式的相关概述，让我们了解中小企业的内容特点，重点介绍了融资方式的分类、比较及融资方式选择的实质与原则。第二章陈述了我国中小企业融资现状与融资难的成因，分为内部与外部两个方面。第三章是案例分析，以四川汉唐集团实业有限公司为例，对汉唐集团融资难的原因进行分析。本文的第四章提出解决中小企业融资难的对策，分为三方面：一是强化自身素质建设，全面提升融资能力、二是加大银行等金融机构的改革力度，优化金融服务、三是发挥政府扶持和引导作用。
本文的本文立足于中小企业的融资方式，首先是对各种融资方式进行归纳总结得出各自的优缺点，在此基础上又对几种融资方式进行分析比较，进而提出中小企业选择的融资方式的原则。针对融资现状，提出解决中小企业融资难问题的一些政策措施。
关键词 ：中小企业 融资方式 现状 融资对策
Research andCountermeasures of financeof small and medium-sized enterprise financing
Abstract ：Since China's reform and opening up, with the rapid development of economy, small and medium enterprises to economic role in promoting gradually be taken seriously. Small and medium-sized enterprise is our country market economy the most dynamic and vitality of private enterprises, small and medium-sized enterprise development present situation, however, is not very ideal, especially after the global economic crisis, our country small and medium-sized enterprises suffered unprecedented crisis and challenge.And small and medium-sized enterprise financing difficulties has become a worldwide problem, so it has become a sustained and healthy survival and development of small and medium-sized enterprises (smes) constraints.Research of our country's small and medium-sized enterprises financing way can help us to understand comprehensive, the small and medium-sized enterprise financing way choice behavior and its regularity, better solve the problem of small and medium-sized enterprise financing difficulties, to solve this problem to promote the development of small and medium-sized enterprises and the whole economic development has great significance.
This article is divided into four chapters altogether, the first chapter the small and medium-sized enterprises, financing and financing of related overview, let us understand the content of the characteristics of small and medium-sized enterprises, mainly introduced the financing way of classification, comparison and selection of the financing way of substance and principle. The second chapter introduced our country small and medium-sized enterprise financing present situation and the causes of financing difficulties, can be divided into internal and external two aspects. The third chapter is a case study, in sichuan han group industrial co., LTD., for example, the han and tang dynasties group, this paper analyzes the causes of financing difficulties. The fourth chapter of this article put forward to solve the problem of small and medium-sized enterprise financing difficulties, divided into three aspects: one is to strengthen the construction of their own quality, improve financing ability, 2 it is we will intensify reform of Banks and other financial institutions, optimization of financial services, 3 it is to play a role of the government support and guidance.
Based on small and medium-sized enterprise financing way, the first is the paper summarizes various financing way to draw their own advantages and disadvantages, on this basis and to analysis and comparison of several kinds of financing ways and then put forward the principle of financing of small and medium-sized enterprises to choose.According to current situation of financing, and puts forward some policies and measures to solve the problem of financing difficulties of small and medium-sized enterprises.
Keywords :Small and medium sized enterprises Financial pattern Present situation financing measures
目录
引 言 1
第一章 中小企业及融资概述 2
1.1中小企业概述 2
1.1.1 中小企业的概念 2
1.1.2 中小企业的特点 2
1.1.3 中小企业的作用 3
1.2 中小企业融资概述 4
1.2.1 中小企业融资的概念 4
1.2.2 融资结构和资本结构 4
1.3 中小企业融资方式 4
1.3.1 中小企业融资方式的概念 4
1.3.2 中小企业融资方式的种类与比较 5
1.3.3 中小企业融资方式的选择 7
第二章 我国中小企业融资现状与造成融资难的主要成因 10
2.1 中小企业融资现状 10
2.1.1 融资渠道狭窄，融..
Research andCountermeasures of financeof small and medium-sized enterprise financing
15700字
摘要 ： 改革开放以来，随着经济的高速发展，中小企业对经济的促进作用逐渐受到重视。中小企业是我国市场经济中最具活力和生命力的民营企业，然而中小企业的发展现状却不是很理想，尤其是在经历了全球性的经济危机后，我国中小企业遭受了前所未有的危机和挑战。并且中小企业融资难已成为一个世界性难题，所以它已成为中小企业持续健康生存和发展的制约因素。研究我国中小企业的融资方式有助于我们全面、深刻地认识中小企业融资方式选择行为及其规律,更好地解决中小企业融资困难的问题，解决这一问题对促进中小企业的发展乃至整个经济发展有重大意义。
本文一共分为四个章节，第一章介绍了中小企业，融资以及融资方式的相关概述，让我们了解中小企业的内容特点，重点介绍了融资方式的分类、比较及融资方式选择的实质与原则。第二章陈述了我国中小企业融资现状与融资难的成因，分为内部与外部两个方面。第三章是案例分析，以四川汉唐集团实业有限公司为例，对汉唐集团融资难的原因进行分析。本文的第四章提出解决中小企业融资难的对策，分为三方面：一是强化自身素质建设，全面提升融资能力、二是加大银行等金融机构的改革力度，优化金融服务、三是发挥政府扶持和引导作用。
本文的本文立足于中小企业的融资方式，首先是对各种融资方式进行归纳总结得出各自的优缺点，在此基础上又对几种融资方式进行分析比较，进而提出中小企业选择的融资方式的原则。针对融资现状，提出解决中小企业融资难问题的一些政策措施。
关键词 ：中小企业 融资方式 现状 融资对策
Research andCountermeasures of financeof small and medium-sized enterprise financing
Abstract ：Since China's reform and opening up, with the rapid development of economy, small and medium enterprises to economic role in promoting gradually be taken seriously. Small and medium-sized enterprise is our country market economy the most dynamic and vitality of private enterprises, small and medium-sized enterprise development present situation, however, is not very ideal, especially after the global economic crisis, our country small and medium-sized enterprises suffered unprecedented crisis and challenge.And small and medium-sized enterprise financing difficulties has become a worldwide problem, so it has become a sustained and healthy survival and development of small and medium-sized enterprises (smes) constraints.Research of our country's small and medium-sized enterprises financing way can help us to understand comprehensive, the small and medium-sized enterprise financing way choice behavior and its regularity, better solve the problem of small and medium-sized enterprise financing difficulties, to solve this problem to promote the development of small and medium-sized enterprises and the whole economic development has great significance.
This article is divided into four chapters altogether, the first chapter the small and medium-sized enterprises, financing and financing of related overview, let us understand the content of the characteristics of small and medium-sized enterprises, mainly introduced the financing way of classification, comparison and selection of the financing way of substance and principle. The second chapter introduced our country small and medium-sized enterprise financing present situation and the causes of financing difficulties, can be divided into internal and external two aspects. The third chapter is a case study, in sichuan han group industrial co., LTD., for example, the han and tang dynasties group, this paper analyzes the causes of financing difficulties. The fourth chapter of this article put forward to solve the problem of small and medium-sized enterprise financing difficulties, divided into three aspects: one is to strengthen the construction of their own quality, improve financing ability, 2 it is we will intensify reform of Banks and other financial institutions, optimization of financial services, 3 it is to play a role of the government support and guidance.
Based on small and medium-sized enterprise financing way, the first is the paper summarizes various financing way to draw their own advantages and disadvantages, on this basis and to analysis and comparison of several kinds of financing ways and then put forward the principle of financing of small and medium-sized enterprises to choose.According to current situation of financing, and puts forward some policies and measures to solve the problem of financing difficulties of small and medium-sized enterprises.
Keywords :Small and medium sized enterprises Financial pattern Present situation financing measures
目录
引 言 1
第一章 中小企业及融资概述 2
1.1中小企业概述 2
1.1.1 中小企业的概念 2
1.1.2 中小企业的特点 2
1.1.3 中小企业的作用 3
1.2 中小企业融资概述 4
1.2.1 中小企业融资的概念 4
1.2.2 融资结构和资本结构 4
1.3 中小企业融资方式 4
1.3.1 中小企业融资方式的概念 4
1.3.2 中小企业融资方式的种类与比较 5
1.3.3 中小企业融资方式的选择 7
第二章 我国中小企业融资现状与造成融资难的主要成因 10
2.1 中小企业融资现状 10
2.1.1 融资渠道狭窄，融..
