我国影子银行的发展现状及风险监管.doc
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我国影子银行的发展现状及风险监管, 12000字原创毕业论文，仅在本站独家提交，大家放心使用目录摘要................................................................................... ....................1-2第1章 ...
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我国影子银行的发展现状及风险监管
12000字
原创毕业论文，仅在本站独家提交，大家放心使用
目录
摘要................................................................................... ....................1-2
第1章 影子银行的概述..........................................................................................3-5
1.1影子银行基本概念..........................................................................................3-4
1.2 影子银行的特征..............................................................................................4
1.3 影子银行的构成………………………………………………………………4-5
第2章 我国影子银行的发展现状.............................................................................6-9
2.1 我国影子银行的规模........................................................................... .........6
2.2我国影子银行的主要类型..............................................................................6-8
2.3我国影子银行的分布状况..............................................................................8-9
2.4 我国影子银行的特点.....................................................................................9
第3章 我国影子银行的影响...................................................................................10-12
3.1 我国影子银行发展带来的机遇....................................................................10-11
3.1.1 有利于利率市场化.................................................................................10
3.1.2 丰富融资渠道，满足中小企业融资需求.............................................10
3.1.3 充分利用社会闲散资金，优化货币资源配置....................................10-11
3.1.4 积累金融监管的经验............................................................................11
3.2 影子银行发展造成的不良影响 ..................................................................11-12
3.2.1 削弱货币政策效果.........,........................................... ................ …….11
3.2.2 增大金融风险.........,........................................... ................ .................11-12
3.2.3 难以有效促进经济的增长.................................................................... 12
第4章 关于加强我国影子银行监管的政策措施................................. ...............13-15
4.1 建立宏观审慎金融监管体系.................................. ................ ..... ………...13-15
4.1.1 明确监管主体…………………………………………………………..13
4.1.2 监管方法及原则………………………………………………………..13-14
4.1.3 进一步健全有关监管法规......................................................................14
4.1.4 实施影子银行信息披露机制............................... ................ ................14-15
4.2 加强金融机构自身的风险管理.......................................................................15
4.2.1 非银行金融机构增强风险防范意识和能力………..... .... ....................15
4.2.2 完善影子银行内控机制……………………………………………….15
4.2.3实体银行与影子银行间建立防火墙,防止风险传染... .... ..................15
4.3 建立影子银行风险预警机制…………………………………………………15-16
4.4加快推进金融改革和金融创新.......................................................................16
参考文献…………………………………………………………………………17-18
摘要：近年来，影子银行受到了广泛关注。我国的影子银行业务开始发展起来,对经济产生了重大影响。本文在对影子银行的基本概念、特征进行介绍的基础上，分析了我国影子银行各方面的发展状况，包括种类、规模、地区分布等，明确影子银行对我国经济产生的双重影响，最后提出合理建议，认为应当完善相关法律法规，明确影子银行的信息披露义务，推进金融改革和创新。
关键词：影子银行、风险、金融监管
The development status quo of China’s shadow banking and risk regulation
Abstract: In recent years, the shadow banking system has received the widespread attention. Shadow banking business began to grow in our country, has a significant impact on the economy. Based on the basic concept and characters of the shadow banking is introduced on the basis of the analysis of the development in all aspects of the shadow banking in our country, including the type, size, region distribution, etc., clear shadow banking dual influence on our country's economy, finally put forward reasonable Suggestions, think should perfect relevant laws and regulations, clear shadow banking information disclosure obligation, to promote financial reform and innovation.
Key words：shadow banking ,risk ,financial regulation
12000字
原创毕业论文，仅在本站独家提交，大家放心使用
目录
摘要................................................................................... ....................1-2
第1章 影子银行的概述..........................................................................................3-5
1.1影子银行基本概念..........................................................................................3-4
1.2 影子银行的特征..............................................................................................4
1.3 影子银行的构成………………………………………………………………4-5
第2章 我国影子银行的发展现状.............................................................................6-9
2.1 我国影子银行的规模........................................................................... .........6
2.2我国影子银行的主要类型..............................................................................6-8
2.3我国影子银行的分布状况..............................................................................8-9
2.4 我国影子银行的特点.....................................................................................9
第3章 我国影子银行的影响...................................................................................10-12
3.1 我国影子银行发展带来的机遇....................................................................10-11
3.1.1 有利于利率市场化.................................................................................10
3.1.2 丰富融资渠道，满足中小企业融资需求.............................................10
3.1.3 充分利用社会闲散资金，优化货币资源配置....................................10-11
3.1.4 积累金融监管的经验............................................................................11
3.2 影子银行发展造成的不良影响 ..................................................................11-12
3.2.1 削弱货币政策效果.........,........................................... ................ …….11
3.2.2 增大金融风险.........,........................................... ................ .................11-12
3.2.3 难以有效促进经济的增长.................................................................... 12
第4章 关于加强我国影子银行监管的政策措施................................. ...............13-15
4.1 建立宏观审慎金融监管体系.................................. ................ ..... ………...13-15
4.1.1 明确监管主体…………………………………………………………..13
4.1.2 监管方法及原则………………………………………………………..13-14
4.1.3 进一步健全有关监管法规......................................................................14
4.1.4 实施影子银行信息披露机制............................... ................ ................14-15
4.2 加强金融机构自身的风险管理.......................................................................15
4.2.1 非银行金融机构增强风险防范意识和能力………..... .... ....................15
4.2.2 完善影子银行内控机制……………………………………………….15
4.2.3实体银行与影子银行间建立防火墙,防止风险传染... .... ..................15
4.3 建立影子银行风险预警机制…………………………………………………15-16
4.4加快推进金融改革和金融创新.......................................................................16
参考文献…………………………………………………………………………17-18
摘要：近年来，影子银行受到了广泛关注。我国的影子银行业务开始发展起来,对经济产生了重大影响。本文在对影子银行的基本概念、特征进行介绍的基础上，分析了我国影子银行各方面的发展状况，包括种类、规模、地区分布等，明确影子银行对我国经济产生的双重影响，最后提出合理建议，认为应当完善相关法律法规，明确影子银行的信息披露义务，推进金融改革和创新。
关键词：影子银行、风险、金融监管
The development status quo of China’s shadow banking and risk regulation
Abstract: In recent years, the shadow banking system has received the widespread attention. Shadow banking business began to grow in our country, has a significant impact on the economy. Based on the basic concept and characters of the shadow banking is introduced on the basis of the analysis of the development in all aspects of the shadow banking in our country, including the type, size, region distribution, etc., clear shadow banking dual influence on our country's economy, finally put forward reasonable Suggestions, think should perfect relevant laws and regulations, clear shadow banking information disclosure obligation, to promote financial reform and innovation.
Key words：shadow banking ,risk ,financial regulation
