我国商业银行金融监管有效性研究.docx
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我国商业银行金融监管有效性研究, 15600字原创毕业论文，仅在本站独家提交，大家放心使用摘要随着我国加入wto和外资银行的不断进入，国内的资金流、客户流和信息流将发生跨国界的流动，这意味着我国的金融市场将成为一个面向全球的开放市场。因此面对“入世”后各方面的挑战，国内商业银行将加快调整发展战略的步伐。国有商业银行面临着...
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此文档由会员 曹操55 发布
我国商业银行金融监管有效性研究
15600字
原创毕业论文，仅在本站独家提交，大家放心使用
摘 要
随着我国加入WTO和外资银行的不断进入，国内的资金流、客户流和信息流将发生跨国界的流动，这意味着我国的金融市场将成为一个面向全球的开放市场。因此面对“入世”后各方面的挑战，国内商业银行将加快调整发展战略的步伐。国有商业银行面临着更进一步的改革深化，挑战与机遇并存。
本文基于目前我国商业银行金融监管部门都存在的很多不同问题，通过分析这些问题，并结合发达国家的经验教训，来解决我国的商业银行金融监管的问题，提出关于提高我国商业银行金融监管的有效性的方法。
首先，简述有关商业银行和金融监管的基本涵义，阐述商业银行金融监管的必要性及其理论依据。
其次，阐述我国商业银行的现状及问题所在，分析导致我国商业银行金融监管失效的原因。对发达国家商业银行金融监管实例进行分析，总结发达国家商业银行金融监管的经验教训。
最后，从国际和国内方面，对如何提高我国商业银行金融监管的有效性提出对策和建议。
关键词：监管理论，金融监管，金融创新
Abstract
With China's accession into the WTO and the continuous foreign banks, domestic cash flow, customer flow and information flow of cross-border flows will occur, which means that China's financial market will become a global open market. So the challenge all aspects of the" WTO", the domestic commercial banks will accelerate the adjustment of the pace of development strategies. State-owned commercial banks face a further deepening of reform, challenges and opportunities.
This paper based on many different issues what China's commercial banking and financial regulators are present now. Through the analysis of these issues and combined with the lessons of developed countries to solve the problem of China's commercial banks financial regulation , then made effective on the improvement of China's commercial banking and financial supervision of methods.
Firstly, elaborating the basic meaning of the relevant brief commercial banks and financial regulation, and the need for elaborate theoretical basis of commercial banks and financial regulation.
Secondly, the paper expounds present situation and problems of China's commercial Banks, analyses the cause of our country commercial bank financial regulation failure. Then analyze the commercial Banks in developed countries financial regulatory instance, summing up the experience of the developed country commercial bank financial regulation.
Finally, put forward countermeasures and suggestions on how to improve the effectiveness of our commercial banking and financial regulation from the international and domestic front.
Keywords： regulation theory, financial regulation, financial innovation
目 录
引 言 ······························································1
第1章 商业银行金融监管理论综述······································2
1.1 商业银行的概念及分类··········································2
1.2 金融监管的概念及主要监管内容··································2
1.3 商业银行金融监管的理论依据····································3
1.4 商业银行金融监管的必要性······································5
第2章 我国商业银行的金融监管········································6
2.1 我国商业银行现状及问题分析····································6
2.2 我国商业银行金融监管失效原因分析······························7
第3章 发达国家商业银行金融监管的实践与启示·························10
3.1 美国商业银行的金融监管·······································10
3.2 英国商业银行的金融监管·······································11
3.3 日本商业银行的金融监管·······································12
3.4 发达国家商业银行金融监管的启示·······························13
第4章 提高我国商业银行的金融监管有效性的对策和建议·················14
4.1 加强国际监管合作·············································14
4.2 构建中国特色的金融监管体系···································14
4.3 提高金融监管有效性的具体措施·································16
参考文献····························································18
15600字
原创毕业论文，仅在本站独家提交，大家放心使用
摘 要
随着我国加入WTO和外资银行的不断进入，国内的资金流、客户流和信息流将发生跨国界的流动，这意味着我国的金融市场将成为一个面向全球的开放市场。因此面对“入世”后各方面的挑战，国内商业银行将加快调整发展战略的步伐。国有商业银行面临着更进一步的改革深化，挑战与机遇并存。
本文基于目前我国商业银行金融监管部门都存在的很多不同问题，通过分析这些问题，并结合发达国家的经验教训，来解决我国的商业银行金融监管的问题，提出关于提高我国商业银行金融监管的有效性的方法。
首先，简述有关商业银行和金融监管的基本涵义，阐述商业银行金融监管的必要性及其理论依据。
其次，阐述我国商业银行的现状及问题所在，分析导致我国商业银行金融监管失效的原因。对发达国家商业银行金融监管实例进行分析，总结发达国家商业银行金融监管的经验教训。
最后，从国际和国内方面，对如何提高我国商业银行金融监管的有效性提出对策和建议。
关键词：监管理论，金融监管，金融创新
Abstract
With China's accession into the WTO and the continuous foreign banks, domestic cash flow, customer flow and information flow of cross-border flows will occur, which means that China's financial market will become a global open market. So the challenge all aspects of the" WTO", the domestic commercial banks will accelerate the adjustment of the pace of development strategies. State-owned commercial banks face a further deepening of reform, challenges and opportunities.
This paper based on many different issues what China's commercial banking and financial regulators are present now. Through the analysis of these issues and combined with the lessons of developed countries to solve the problem of China's commercial banks financial regulation , then made effective on the improvement of China's commercial banking and financial supervision of methods.
Firstly, elaborating the basic meaning of the relevant brief commercial banks and financial regulation, and the need for elaborate theoretical basis of commercial banks and financial regulation.
Secondly, the paper expounds present situation and problems of China's commercial Banks, analyses the cause of our country commercial bank financial regulation failure. Then analyze the commercial Banks in developed countries financial regulatory instance, summing up the experience of the developed country commercial bank financial regulation.
Finally, put forward countermeasures and suggestions on how to improve the effectiveness of our commercial banking and financial regulation from the international and domestic front.
Keywords： regulation theory, financial regulation, financial innovation
目 录
引 言 ······························································1
第1章 商业银行金融监管理论综述······································2
1.1 商业银行的概念及分类··········································2
1.2 金融监管的概念及主要监管内容··································2
1.3 商业银行金融监管的理论依据····································3
1.4 商业银行金融监管的必要性······································5
第2章 我国商业银行的金融监管········································6
2.1 我国商业银行现状及问题分析····································6
2.2 我国商业银行金融监管失效原因分析······························7
第3章 发达国家商业银行金融监管的实践与启示·························10
3.1 美国商业银行的金融监管·······································10
3.2 英国商业银行的金融监管·······································11
3.3 日本商业银行的金融监管·······································12
3.4 发达国家商业银行金融监管的启示·······························13
第4章 提高我国商业银行的金融监管有效性的对策和建议·················14
4.1 加强国际监管合作·············································14
4.2 构建中国特色的金融监管体系···································14
4.3 提高金融监管有效性的具体措施·································16
参考文献····························································18
