老年护理保险制度的建立路径及策略研究.doc
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老年护理保险制度的建立路径及策略研究, 1.55万字我自己原创的毕业论文，仅在本站独家提交，大家放心使用目录第1章 绪论11.1研究背景11.1.1老年护理保险的重要性11.1.2以国家为主体实施老年护理保险制度的必要性21.2研究目的和意义21.3国内外研究综述3第2章 老年护理保险的概念及相关理论42.1老年护理保险...
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老年护理保险制度的建立路径及策略研究
1.55万字
我自己原创的毕业论文，仅在本站独家提交，大家放心使用
目录
第1章 绪论 1
1.1研究背景 1
1.1.1老年护理保险的重要性 1
1.1.2以国家为主体实施老年护理保险制度的必要性 2
1.2研究目的和意义 2
1.3国内外研究综述 3
第2章 老年护理保险的概念及相关理论 4
2.1老年护理保险的概念 4
2.1.1老年护理的涵义 4
2.1.2老年护理保险的涵义 4
2.2老年护理保险的内容 4
2.2.1老年护理保险的服务类型 5
2.2.3老年护理保险的给付标准 5
2.3老年护理保险的特征 5
2.3.1多层次满足护理需求 5
2.3.2保障具有长期性 6
2.3.3重视保健预防与重度患者的保障 6
2.4 相关理论 6
2.4.1 需求及其相关理论 6
2.4.2 供给及其相关理论 7
第3章 老年护理在国内的供需状况分析 7
3.1老年护理服务需求分析 7
3.2老年护理服务供给分析 10
第4章 国内发展老年护理保险制度的核心内容设计思路 11
4.1老年护理保险制度的设计原则与实施主体 11
4.1.1实施主体 11
4.1.2实施原则 11
4.2筹资机制 12
4.2.1筹资模式 12
4.2.2参保对象 13
4.2.3筹资标准 14
4.3保障水平 14
4.3.1享受条件 14
4.3.2流程设计 15
4.3.3补偿方式 16
第5章 发展老年护理保险制度的建议 17
5.1加强相关法制建设 17
5.2拓宽资金筹集渠道 17
5.3健全老年护理保险基金的监督管理机制 18
结 论 19
致谢 20
参考文献 21
摘要 根据联合国的统计指标，一个国家或地区内，60岁以上人口占该地区总人口的10%或65岁及以上人口占总人口7%，即可认为该地区进入了老龄化阶段。 人口老龄化已逐渐成为全球性的问题，世界各国的经济和社会发展都受到了人口老龄化不同程度的影响。
我国作为一个发展中国家，依据国统局的统计，截至2012年底，我国人口总数已达135404万人，其中65岁及以上人口达12714万人，占总人口9.39%，显然我国已进入“未富先老”阶段，而这个阶段伴随着的必然是青壮年劳动力的缺乏与老年护理环节的短缺。自计划生育政策实施以来，年轻劳力日益缩减，与此同时，农村的传统家庭养老模式亦受到很大的削弱。2012年底，全国各地总抚养比达到42.72%，其间老年抚养比达19.02%，这表明仅靠传统的养老模式，子女赡养负担将会过重，从而难以安心工作。综上，探讨一下老年护理保险制度极其必要。
当前的社会保障体系中缺乏老年护理保险制度，因此需要护理的老人除了依靠家庭养老外，只能求助于养老保险和医疗保险，而老年护理的长期性与高消耗性势必使得养老保险高替代率下任然不能满足老年人需求和医疗资源的不合理利用等问题，从而加大两大制度的基金压力。老年护理保险制度的实施能够有效促进国内护理产业的发展，满足老年人的护理需求。同时该制度可以缓解养老保险和医疗保险的基金压力，健全社会保障体系，为老年群体的晚年提供护理保障。因此 研究该制度具有很大的现实意义。
针对上述现状及问题，本文着重研究当前国内老年护理保险需求与供给状况，结合青岛市开展老年护理保险的经验及教训，提出国内发展老年护理保险制度的核心内容设计思路，为缓解老年护理供需矛盾提供一条路径。
关键词：人口老龄化 老年护理保险制度 社会保障体系
The Research of the Path and Strategy in Chinese Elderly Care Insurance
Abstract According to the statistics of the United Nations, a country or region, 60 years old population accounts for the population total population in the region of 10% or 65 years old and above accounted for the total population 7%, can say the area into the aging stage. The aging of the population has gradually become a global problem, the world economic and social development are affected by the impact of population aging in different degree.
As a developing country, according to statistics the National Bureau of statistics, as of the end of 2012, the total number of China's population has reached 1354040000 people, including 65 years of age and older population amounts to 127140000 people, accounting for 9.39% of the total population, obviously, China has entered the "old before getting rich" stage, but this stage with the inevitable is green the lack of labor shortage of young and elderly care link. Since the implementation of the family planning policy, the young labour shrinking, at the same time, the rural traditional family pension mode also weakened greatly. By the end of 2012, the country total dependency ratio reaches 42.72%, the elderly dependency ratio of 19.02%, which indicates that the traditional pension model, child maintenance burden would be too heavy, and difficult to work. To sum up, discuss the elderly care insurance system is very necessary.
The lack of elderly care insurance system in the current social security system, so that the elderly in need of care in addition to relying on the family pension, can only resort to the endowment insurance and medical insurance, and long-term and high consumption of the elderly will make high replacement rate of pension insurance unreasonable utilization under still can not meet the demand of the elderly and medical resources, thereby increasing the two institutional fund pressure. The implementation of elderly care insurance system can effectively promote the development of nursing home industry, meet the care needs of the elderly. At the same time, the system can alleviate the endowment insurance and medical insurance fund pressure, improve the social security system, to pr..
1.55万字
我自己原创的毕业论文，仅在本站独家提交，大家放心使用
目录
第1章 绪论 1
1.1研究背景 1
1.1.1老年护理保险的重要性 1
1.1.2以国家为主体实施老年护理保险制度的必要性 2
1.2研究目的和意义 2
1.3国内外研究综述 3
第2章 老年护理保险的概念及相关理论 4
2.1老年护理保险的概念 4
2.1.1老年护理的涵义 4
2.1.2老年护理保险的涵义 4
2.2老年护理保险的内容 4
2.2.1老年护理保险的服务类型 5
2.2.3老年护理保险的给付标准 5
2.3老年护理保险的特征 5
2.3.1多层次满足护理需求 5
2.3.2保障具有长期性 6
2.3.3重视保健预防与重度患者的保障 6
2.4 相关理论 6
2.4.1 需求及其相关理论 6
2.4.2 供给及其相关理论 7
第3章 老年护理在国内的供需状况分析 7
3.1老年护理服务需求分析 7
3.2老年护理服务供给分析 10
第4章 国内发展老年护理保险制度的核心内容设计思路 11
4.1老年护理保险制度的设计原则与实施主体 11
4.1.1实施主体 11
4.1.2实施原则 11
4.2筹资机制 12
4.2.1筹资模式 12
4.2.2参保对象 13
4.2.3筹资标准 14
4.3保障水平 14
4.3.1享受条件 14
4.3.2流程设计 15
4.3.3补偿方式 16
第5章 发展老年护理保险制度的建议 17
5.1加强相关法制建设 17
5.2拓宽资金筹集渠道 17
5.3健全老年护理保险基金的监督管理机制 18
结 论 19
致谢 20
参考文献 21
摘要 根据联合国的统计指标，一个国家或地区内，60岁以上人口占该地区总人口的10%或65岁及以上人口占总人口7%，即可认为该地区进入了老龄化阶段。 人口老龄化已逐渐成为全球性的问题，世界各国的经济和社会发展都受到了人口老龄化不同程度的影响。
我国作为一个发展中国家，依据国统局的统计，截至2012年底，我国人口总数已达135404万人，其中65岁及以上人口达12714万人，占总人口9.39%，显然我国已进入“未富先老”阶段，而这个阶段伴随着的必然是青壮年劳动力的缺乏与老年护理环节的短缺。自计划生育政策实施以来，年轻劳力日益缩减，与此同时，农村的传统家庭养老模式亦受到很大的削弱。2012年底，全国各地总抚养比达到42.72%，其间老年抚养比达19.02%，这表明仅靠传统的养老模式，子女赡养负担将会过重，从而难以安心工作。综上，探讨一下老年护理保险制度极其必要。
当前的社会保障体系中缺乏老年护理保险制度，因此需要护理的老人除了依靠家庭养老外，只能求助于养老保险和医疗保险，而老年护理的长期性与高消耗性势必使得养老保险高替代率下任然不能满足老年人需求和医疗资源的不合理利用等问题，从而加大两大制度的基金压力。老年护理保险制度的实施能够有效促进国内护理产业的发展，满足老年人的护理需求。同时该制度可以缓解养老保险和医疗保险的基金压力，健全社会保障体系，为老年群体的晚年提供护理保障。因此 研究该制度具有很大的现实意义。
针对上述现状及问题，本文着重研究当前国内老年护理保险需求与供给状况，结合青岛市开展老年护理保险的经验及教训，提出国内发展老年护理保险制度的核心内容设计思路，为缓解老年护理供需矛盾提供一条路径。
关键词：人口老龄化 老年护理保险制度 社会保障体系
The Research of the Path and Strategy in Chinese Elderly Care Insurance
Abstract According to the statistics of the United Nations, a country or region, 60 years old population accounts for the population total population in the region of 10% or 65 years old and above accounted for the total population 7%, can say the area into the aging stage. The aging of the population has gradually become a global problem, the world economic and social development are affected by the impact of population aging in different degree.
As a developing country, according to statistics the National Bureau of statistics, as of the end of 2012, the total number of China's population has reached 1354040000 people, including 65 years of age and older population amounts to 127140000 people, accounting for 9.39% of the total population, obviously, China has entered the "old before getting rich" stage, but this stage with the inevitable is green the lack of labor shortage of young and elderly care link. Since the implementation of the family planning policy, the young labour shrinking, at the same time, the rural traditional family pension mode also weakened greatly. By the end of 2012, the country total dependency ratio reaches 42.72%, the elderly dependency ratio of 19.02%, which indicates that the traditional pension model, child maintenance burden would be too heavy, and difficult to work. To sum up, discuss the elderly care insurance system is very necessary.
The lack of elderly care insurance system in the current social security system, so that the elderly in need of care in addition to relying on the family pension, can only resort to the endowment insurance and medical insurance, and long-term and high consumption of the elderly will make high replacement rate of pension insurance unreasonable utilization under still can not meet the demand of the elderly and medical resources, thereby increasing the two institutional fund pressure. The implementation of elderly care insurance system can effectively promote the development of nursing home industry, meet the care needs of the elderly. At the same time, the system can alleviate the endowment insurance and medical insurance fund pressure, improve the social security system, to pr..
