金融危机后美国金融监管改革及其对我国的启示.doc
约36页DOC格式手机打开展开
金融危机后美国金融监管改革及其对我国的启示,22400字原创毕业论文，仅在本站独家提交，大家放心使用目录第1章 金融危机后美国的金融监管改革11.1美国金融监管改革的背景11.2美国金融监管改革的意图21.3美国金融监管改革的内容3第2章 对美国金融监管改革的评析102.1美国金融监管改革的成功之处102.2对美国金融监...
内容介绍
此文档由会员 对比的差异 发布
金融危机后美国金融监管改革及其对我国的启示
22400字
原创毕业论文，仅在本站独家提交，大家放心使用
目录
第1章 金融危机后美国的金融监管改革 1
1.1美国金融监管改革的背景 1
1.2美国金融监管改革的意图 2
1.3美国金融监管改革的内容 3
第2章 对美国金融监管改革的评析 10
2.1美国金融监管改革的成功之处 10
2.2对美国金融监管改革的质疑 13
2.3美国金融监管改革的适用情形 15
第3章 中国金融监管存在的问题与面临的挑战 17
3.1中国金融监管的现状 17
3.2中国金融监管中的问题 18
3.3金融危机后中国金融监管改革面临的挑战 22
第4章 美国金融监管改革的启示 24
4.1美国金融监管改革对中国的启示 24
4.2改革中国金融监管的建议 25
总结 31
参考文献 32
[摘要] 金融监管的缺失无疑是造成2008年金融危机的重要原因，加大金融监管的力度成为后危机时代的主旋律。美国政府自2007年之后前后出台了多套金融监管改革方案，这场大刀阔斧的改革涉及金融机构、产品、市场、消费者保护等多个方面。本次金融监管改革有其成功之处，当然也不乏质疑。中国目前实行的是“一行三会”的监管制度，在体制上呈现分业监管的形态。在目前国内金融公司的陆续成立，混业经营的不断发展，金融业内部的界限变得模糊的新形势下，传统的监管模式也正在接受考验。结合当前中国金融监管中的问题，借鉴美国金融监管改革中的先进经验，中国金融监管应在金融立法、金融监管协调性、内控机制、市场约束、信息披露、监管人员素质等方面做出调整与改革。
[关键词] 金融危机； 金融监管 ； 改革
The financial regulatory reform of the United States after the financial crisis and its enlightenment to our country
Abstract：The lack of financial supervision is the important cause of the financial crisis in 2008, increasing the intensity of financial regulation has become the theme of the post-crisis era. The U.S. government has launched a diversity of financial regulatory system reform since 2007 .The radical reform include financial institutions, products, market，consumer protection and many other aspects. Not only this significant reform has its unique feature but also does the reform remain questions. China's supervision system consist of the people's bank of China, the China banking regulatory commission, securities regulatory commission, insurance regulatory commission. All of the three commissions supervised respectively in a system. According to various domestic financial firms and the continuous development of mixed management, financial industry internal boundaries become blurred and the traditional regulatory model is also tested. Combined with the current problems in China's financial supervision, drawing lessons from advanced experience in America's financial regulatory reform, China's financial supervision should make a change in the financial legislation, financial supervision coordination, internal control mechanism, market discipline, information disclosure, the adjustment and reform supervision personnel quality, etc.
Keywords：financial crisis; financial regulation; reform
22400字
原创毕业论文，仅在本站独家提交，大家放心使用
目录
第1章 金融危机后美国的金融监管改革 1
1.1美国金融监管改革的背景 1
1.2美国金融监管改革的意图 2
1.3美国金融监管改革的内容 3
第2章 对美国金融监管改革的评析 10
2.1美国金融监管改革的成功之处 10
2.2对美国金融监管改革的质疑 13
2.3美国金融监管改革的适用情形 15
第3章 中国金融监管存在的问题与面临的挑战 17
3.1中国金融监管的现状 17
3.2中国金融监管中的问题 18
3.3金融危机后中国金融监管改革面临的挑战 22
第4章 美国金融监管改革的启示 24
4.1美国金融监管改革对中国的启示 24
4.2改革中国金融监管的建议 25
总结 31
参考文献 32
[摘要] 金融监管的缺失无疑是造成2008年金融危机的重要原因，加大金融监管的力度成为后危机时代的主旋律。美国政府自2007年之后前后出台了多套金融监管改革方案，这场大刀阔斧的改革涉及金融机构、产品、市场、消费者保护等多个方面。本次金融监管改革有其成功之处，当然也不乏质疑。中国目前实行的是“一行三会”的监管制度，在体制上呈现分业监管的形态。在目前国内金融公司的陆续成立，混业经营的不断发展，金融业内部的界限变得模糊的新形势下，传统的监管模式也正在接受考验。结合当前中国金融监管中的问题，借鉴美国金融监管改革中的先进经验，中国金融监管应在金融立法、金融监管协调性、内控机制、市场约束、信息披露、监管人员素质等方面做出调整与改革。
[关键词] 金融危机； 金融监管 ； 改革
The financial regulatory reform of the United States after the financial crisis and its enlightenment to our country
Abstract：The lack of financial supervision is the important cause of the financial crisis in 2008, increasing the intensity of financial regulation has become the theme of the post-crisis era. The U.S. government has launched a diversity of financial regulatory system reform since 2007 .The radical reform include financial institutions, products, market，consumer protection and many other aspects. Not only this significant reform has its unique feature but also does the reform remain questions. China's supervision system consist of the people's bank of China, the China banking regulatory commission, securities regulatory commission, insurance regulatory commission. All of the three commissions supervised respectively in a system. According to various domestic financial firms and the continuous development of mixed management, financial industry internal boundaries become blurred and the traditional regulatory model is also tested. Combined with the current problems in China's financial supervision, drawing lessons from advanced experience in America's financial regulatory reform, China's financial supervision should make a change in the financial legislation, financial supervision coordination, internal control mechanism, market discipline, information disclosure, the adjustment and reform supervision personnel quality, etc.
Keywords：financial crisis; financial regulation; reform
