基于供应链融资租赁的中小企业融资.doc

  
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基于供应链融资租赁的中小企业融资,13000字自己的原创毕业论文,仅在本站独家提交,大家放心使用摘要一直以来,中小企业在我国扮演着社会和经济的稳定发展一个重要角色。特别是改革开放以来,市场竞争激活了中小企业,提高市场效率,发展中小企业是解决现阶段我国的就业问题的重要途径。但是,由于中小企业抗风险能力低,生产经营不规范和金...
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基于供应链融资租赁的中小企业融资

13000字
自己的原创毕业论文,仅在本站独家提交,大家放心使用

摘 要
一直以来,中小企业在我国扮演着社会和经济的稳定发展一个重要角色。特别是改革开放以来,市场竞争激活了中小企业,提高市场效率,发展中小企业是解决现阶段我国的就业问题的重要途径。但是,由于中小企业抗风险能力低,生产经营不规范和金融体系的原因,中小企业一直面临融资困难的问题。因此,政府也采取了很多措施,包括补贴,贷款,风险投资等。但在实践中,却由于种种原因,这些措施的效果并不理想。本文将总结国内外文献的研究成果,深入分析的现状,特别是中国的中小企业的融资路径选择来分析企业的融资困难,并根据实际,结合供应链融资和融资租赁两种模式,加上一定的的融资租赁实地调研工作,探讨了提高中小企业的融资效率的新途径——基于供应链融资租赁模式的模式。为了解决中国中小企业融资问题提供了可靠,有效的解决方案。该模型的主体包括政府,金融机构(银行和金融租赁公司) ,有融资需求的中小型企业及其上下游企业。供应链融资租赁模式结合了供应链融资的稳定性和融资租赁的灵活性,突破了单纯的银行贷款和政府政策依托,实现多多方共赢。
本文讨论了供应链融资租赁的定义,基本理论的基本特征,进一步说明了供应链融资资租赁模式,进一步讨论了模式的优越性和创新。苏州纺织业B公司供应链融资租赁的实例分析的基础上,从模式参与的三个主体的角度,针对性的提出了对三方的建议,以发展和完善供应链融资租赁,对解决中小企业融资问题作了有益探索。

关键词:供应链 融资租赁 供应链融资租赁


ABSTRACT
All the time, small and medium-sized enterprises in our country play a stable social and economic development an important role. Especially since the reform and opening up, the market competition activation of the small and medium-sized enterprises, improve market efficiency, the development of small and medium-sized enterprises is an important way to solve the problem of employment in our country at the present stage. However, due to the small and medium-sized enterprise anti risk ability is low, the production and business operation is not standard and the reason of the financial system, small and medium-sized enterprises have been facing financial difficulties. Therefore, the government has taken many measures, including subsidies, loan, risk investment. But in practice, but due to various reasons, the effect of these measures is not ideal. The results of this study will summarize the literature at home and abroad, the analysis of current situation, especially the choice of financing for small and medium-sized enterprises Chinese to analysis the financing difficulties of enterprises, and according to the actual, combined with supply chain financing and financing lease in two modes, plus a lease financing fieldwork, discusses the new ways to improve the financing efficiency of small and medium enterprises -- Based on supply chain financing leasing mode. In order to solve the financing problem of small and medium-sized enterprises China provides reliable, efficient solution. The main body of the model including the government, financial institutions (banks and Finance Leasing Company), financing needs of small and medium enterprises and their upstream and downstream enterprises. Supply chain financing lease model combined the supply chain stability and financing lease financing flexibility, breaks the pure bank lending and government policy support, to achieve a win-win situation.
This paper discusses the definition of supply chain financing lease, basic theory, further illustrates the supply chain financing lease model, further discusses the superiority and innovation mode. Analyzing the instance of supply chain financing lease in Suzhou textile industry of B company, from the three main modes of participation perspective, puts forward the three proposal, to develop and improve the supply chain financing lease, made beneficial exploration to solve the financing problem of small and medium-sized enterprises.
Key words:Supply chain Financing lease Supply chain financing lease


目 录
1 中小企业及供应链融资租赁概述 1
1.1中小企业的概述 1
1.1.1中小企业的界定 1
1.1.2企业融资的概念及方式 2
1.2供应链融资租赁概述 3
1.2.1供应链 3
1.2.2融资租赁 4
1.2.3供应链融资租赁 5
2 中小企业融资难分析及供应链融资租赁的可行性 5
2 中小企业融资难的成因 5
2.1.1融资方式单一 5
2.1.2中小企业获金融服务偏低 6
2.1.3中小企业担保不足 6
2.1.4上市和发行债券不易 7
2.1.5中介体系不健全 7
2.2供应链融资租赁的可行性分析 7
3供应链融资租赁的模式探讨 9
3.1供应链融资租赁的运行模式 9
3.2供应链融资租赁的两种模式 10
3.2.1固定资产危机模式 10
3.2.2现金流危机模式 10
4 苏州纺织业B公司供应链融资租赁案例分析 11
4.1案例背景 11
4.2供应链融资租赁的具体实施 12
4.2.1改善中小企业经营状况 12
4.2.2实现平摊风险 12
4.2.3实现供应链自担保 13
5发展和完善中小企业供应链融资租赁的建议 13
5.1中小企业自身 13
5.2融资租赁公司 14
5.3政府方面 14
结束语 16
文献综述 17