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关于我国银行不良信贷资产的文献综述,页数:5字数:6561摘要:金融风险的阴影已经愈来愈重,一旦外资银行分流我国银行新的储蓄存款,国有银行不再拥有稀释其不良资产的手段,将可能诱发金融危机。国有商业银行的不良资产,不仅降低了资产盈利性、安全性和流动性,成为横亘在重组上市之路上的巨大屏障,而...
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关于我国银行不良信贷资产的文献综述
页数:5 字数:6561
关于我国银行不良信贷资产的文献综述
摘要:金融风险的阴影已经愈来愈重,一旦外资银行分流我国银行新的储蓄存款,国有银行不再拥有稀释其不良资产的手段,将可能诱发金融危机。国有商业银行的不良资产,不仅降低了资产盈利性、安全性和流动性,成为横亘在重组上市之路上的巨大屏障,而且,随着外资银行涌入,股份制银行迅猛扩张,非银行金融机构不断进行金融创新,国有商业银行的生存空间受到威胁,使得不良资产引爆经济社会问题的可能性逐渐增大。能对中国经济安全产生最大威胁的-----是由银行坏帐形成的金融隐患。快速有效处置国有银行的不良资产,是我国金融改革和发展面临的一个紧迫问题,也是各家专业银行一直研究的一个难点课题。
Abstract: The shade of financial risks has been already heavier and heavier, once the foreign capitals bank shunts the new savings account of bank of our country, the state-run bank has means to dilute its non-performing assets no longer, may bring out the financial crisis. The non-performing assets of the state-run commercial bank, has not merely reduced the profitability of the assets , security and mobility, becoming the enormous protective screen lying across in recombinating the lis
页数:5 字数:6561
关于我国银行不良信贷资产的文献综述
摘要:金融风险的阴影已经愈来愈重,一旦外资银行分流我国银行新的储蓄存款,国有银行不再拥有稀释其不良资产的手段,将可能诱发金融危机。国有商业银行的不良资产,不仅降低了资产盈利性、安全性和流动性,成为横亘在重组上市之路上的巨大屏障,而且,随着外资银行涌入,股份制银行迅猛扩张,非银行金融机构不断进行金融创新,国有商业银行的生存空间受到威胁,使得不良资产引爆经济社会问题的可能性逐渐增大。能对中国经济安全产生最大威胁的-----是由银行坏帐形成的金融隐患。快速有效处置国有银行的不良资产,是我国金融改革和发展面临的一个紧迫问题,也是各家专业银行一直研究的一个难点课题。
Abstract: The shade of financial risks has been already heavier and heavier, once the foreign capitals bank shunts the new savings account of bank of our country, the state-run bank has means to dilute its non-performing assets no longer, may bring out the financial crisis. The non-performing assets of the state-run commercial bank, has not merely reduced the profitability of the assets , security and mobility, becoming the enormous protective screen lying across in recombinating the lis